Property condition & permits
Impact Windows vs. Accordion Shutters: A Davie Buyer's Comparison
Quick answer
Properly installed approved impact windows do not require shutter deployment; verify the assembly and condition. Accordion shutters stay attached to the house but must be closed before a storm. Both can count as opening protection, but only if they're the right approved products, installed with permits and documented. When comparing homes, look at the permit, the product approval paperwork and the condition — not just the label in the listing.
Compare approved opening assemblies rather than labels
Florida Product Approval search lets you filter by code version, impact resistance and approval for use in the HVHZ. Match the approval and installation limits to each window, door or shutter, not just the manufacturer name.
Davie permit search check installation scope and final results. This page compares daily operation and maintenance; use the existing wind-mitigation guide and insurer quote for premium questions. Impact resistance does not mean glass cannot break or that every opening is protected.
Side-by-side comparison
| Question | Impact windows | Accordion shutters |
|---|---|---|
| Storm prep | Nothing to close | Must be closed and locked before a storm |
| Daily use | Normal windows; may add sound reduction | Stacked at window sides when open |
| Appearance | Clean look | Visible tracks and housings |
| Maintenance | Seals, frames, glass | Tracks, locks, rollers |
| Paperwork | Permit + product approval for each opening | Permit + product approval |
| Partial coverage | Some homes have impact on only some openings | Check every opening is covered |
Documentation buyers should ask for
- Building permit and final inspection
- Product approval numbers (Florida or Miami-Dade NOA)
- Prior wind mitigation report, if any
- Which openings are covered, including garage and doors
Insurance
How each option affects your premium depends on the inspection and your insurer. See the wind mitigation guide and ask your agent for quotes on both homes.
Related Mora Realty Davie pages
Sources
- Florida Product Approval search — Lets you filter by code version, impact resistance and approval for use in the HVHZ
- Davie permit search — Check installation scope and final results