Buying

What Happens After Your Offer Is Accepted

The contract-to-close timeline in Davie, FL — deposits, inspections, appraisal, title work, HOA approval, and the final walkthrough, with realistic deadlines.

Quick Answer

After acceptance you deliver the escrow deposit within about three business days, complete inspections within the inspection period, order the appraisal, obtain insurance quotes, clear title and HOA approval, satisfy lender conditions, review the Closing Disclosure three days before closing, complete a final walkthrough, and close — typically 30 to 45 days total.

01

Days one to three: deposit and orders

Wire the escrow deposit and confirm receipt by phone with the escrow agent, using a number you sourced independently. Then schedule the general inspection immediately — inspector availability, not the contract, is usually what compresses your timeline.

Send the fully executed contract to your lender the same day so the file opens and disclosures go out on time.

02

Days three to fifteen: inspection period

Attend the inspection if you can, at least for the final walkthrough with the inspector. A twenty-minute conversation on site conveys more than the ninety-page report will.

Use this window for insurance quotes, HOA document review, and any specialty inspections. This is also when a termination costs you nothing but the inspection fee.

03

The repair or credit conversation

Under an as-is contract the seller owes no repairs, so requests are negotiations rather than entitlements. Focus on safety, structural, and insurability items; asking for a list of cosmetic fixes weakens your position on the items that matter.

Credits often work better than repairs. You control the contractor and the quality, and the seller avoids managing work during a move.

04

Appraisal and title work

The lender orders the appraisal, typically returning within a week to ten days. In parallel, the title company runs the search for liens, open permits, easements, and judgments, and orders the survey.

Open permits are a recurring Davie issue on homes with older additions, screen enclosures, or water heater replacements. They must be resolved before closing, and resolution can take weeks.

05

HOA approval and estoppel

Many Davie communities require an application, a background screening, and sometimes an interview. Submit the day the inspection period ends, not later — association turnaround is a common cause of postponed closings.

The association also issues an estoppel letter confirming dues and any assessments. Explained further in what an HOA estoppel letter is in Florida.

06

Clearing conditions and the Closing Disclosure

Underwriting will issue conditions: updated statements, letters of explanation, insurance binders, and proof of association approval. Same-day responses keep the date.

Your Closing Disclosure must be delivered at least three business days before closing. Compare it to your Loan Estimate and raise discrepancies immediately, because corrections can restart the three-day clock.

07

Final walkthrough and closing day

Walk the property within 24 hours of closing. Confirm agreed repairs, test appliances and AC, run water, check that included items remain, and confirm the seller has moved out or has a signed occupancy agreement.

Then sign, wire, and receive keys. The document-by-document detail is in what happens at a real estate closing.

FAQ

Frequently Asked Questions

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